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More Tips on How to Pay for School

Can you give me some more tips on paying for school?

Sure I can! There is a wealth of different ways to pay for school including potential scholarships that we discussed last time. Two that come to mind are financial aid and employer reimbursement.

Employer reimbursement is pretty much exactly what it sounds like. If you are an adult learner and are working, make an appointment with your human resources department and ask about help with school expenses. Many companies, both large and small, have help for school. A skilled employee that can be a creative thinker and problem solver is important in our fast paced business world.

Many companies realize that a higher education will only make for better employees and it is also a great retention tool. Getting an employee up to speed and productive costs money so losing them costs even more money and time which is why education reimbursement programs make lots of sense!

My advice is to look around for a college that will allow you to start and do your class and pay afterwards. I know that sounds a bit strange but most companies will require you to do the course and get a grade sheet to prove you took the course which usually means you will have to pay up-front. Some schools recognize this and will wait for payment. Check around!

Many people shy away from financial aid because as an adult learner you are working and will probably not qualify for federal “free aid”. For those of you that are lower income, you will qualify for Perkins which you will not pay back. So, why should you take out a loan? The best investment you will make in your life is to invest in yourself.

Remember from our article titled 'Why you need to go back to school'  that a person with a college degree will make $20,000 a year more than someone with only a high school diploma. Do the math, even if you take out some federal student loans you will be done sooner and on your way to earning more money faster!

Article written by: Dr. Cyndi Wilson Porter, Vice President for Extended Academic Programs at the University of the Incarnate Word.

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